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About This Role
JOB DESCRIPTION
Are you passionate about applying data science and AI to build new products and shape client experiences at scale? If you enjoy solving complex business problems analytically, using AI in your day\-to\-day workflow, and influencing strategy for a growing line of business, then this opportunity is for you.
As a Data Scientist for Insurance Products on our Small Business Data and Analytics team, you'll have the opportunity to be at the forefront of building a best\-in\-class, integrated, digital\-led P\&C (Property \& Casualty) Insurance business within a leading financial services brand, focused on deepening relationships with our more than 7 million small business clients. You'll need to partner cross\-functionally to establish product analytics foundations, develop scalable lead\- and trigger\-driven capabilities, and support testing and experimentation to improve measurable outcomes. You will incorporate AI\-native thinking, including practical application of AI in everyday analysis, decision support, and innovation, as well as a strong curiosity to identify, prototype, and scale new agentic use cases that improve product and client outcomes. You'll need to be an avid learner with a growth mindset that's eager to apply data science and AI to help launch and evolve one of the most significant growth opportunities in Business Banking.
Job Responsibilities:
- Collaborate with product, strategy, risk, controls, operations, and customer teams to provide analytical support for Small Business Insurance initiatives and decision\-making
- Apply statistical methods, data analysis, and AI\-assisted approaches to solve business problems related to product performance, client engagement, and growth outcomes
- Support end\-to\-end analytics delivery, from problem framing and measurement design through insight generation and communication to senior stakeholders
- Develop and refine analytics approaches for lead and trigger capabilities that help improve demand generation and client traffic in a scalable, sustainable manner
- Partner cross\-functionally to set up day\-one measurements, including tracking, data quality, and KPI frameworks across financial, operational, controls, audit, and product dimensions.
- Operationalize experimentation frameworks to evaluate product and journey enhancements, quantify impact, and inform prioritization.
- Analyze client experience and journey outcomes, including AI\-enabled discovery and servicing pathways, to identify opportunities for improvement and measurable value creation
- Identify and develop high\-value AI and agentic use cases that can improve analytical productivity, decision quality, and client outcomes
Required qualifications, capabilities, and skills:
- Bachelor's degree in quantitative field (Computer Science, Engineering, Operations Research, Statistics, Economics, or related discipline) and 3 years of experience in advanced analytics roles
- Strong proficiency in statistical analysis, hypothesis testing, predictive modeling, and experimental design for product and customer use cases
- Talented in data querying, transformation, and analysis using modern analytical tools and programming languages (Python and SQL)
- Demonstrated AI fluency, including ability to use AI tools effectively in day\-to\-day analytical work to accelerate insight generation and improve solution quality
- Competent leveraging data disualization tools such as Tableau
- Experience translating ambiguous business questions into structured analytical approaches and actionable recommendations
- Strong data storytelling capabilities, including communicating complex concepts to audiences of varying levels across business and technical functions
- Demonstrated ability to work in cross\-functional environments, align stakeholders, and deliver high\-quality outputs in a dynamic product setting
- Strong commitment to iterative development and measurable outcomes, with the ability to incorporate feedback and continuously improve analytical and AI\-enabled solutions
- Demonstrated learning agility and curiosity to stay current on AI advances and apply them responsibly in a regulated environment
Preferred qualifications, capabilities, and skills:
- Insurance industry/product knowledge highly desired
- Experience supporting product analytics, product launch measurement, and experimentation in client\-facing businesses
- Experience presenting analytical insights and recommendations to senior leaders and cross\-functional decision\-makers
- Familiarity with analytics approaches for customer journey optimization, lead management, and performance measurement frameworks
- Experience developing, testing, or scaling AI\-enabled and agentic use cases in business workflows
- Experience partnering with product and technology teams to translate AI opportunities into practical, measurable outcomes
ABOUT US
Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission\-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on\-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
Equal Opportunity Employer/Disability/Veterans
ABOUT THE TEAM
Our Consumer \& Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most\-used digital solutions – all while ranking first in customer satisfaction.
The CCB Data \& Analytics team responsibly leverages data across Chase to build competitive advantages for the businesses while providing value and protection for customers. The team encompasses a variety of disciplines from data governance and strategy to reporting, data science and machine learning. We have a strong partnership with Technology, which provides cutting edge data and analytics infrastructure. The team powers Chase with insights to create the best customer and business outcomes.
Salary Context
This $95K-$145K range is in the lower quartile for Data Scientist roles in our dataset (median: $155K across 226 roles with salary data).
View full Data Scientist salary data →Role Details
About This Role
Data Scientists extract insights and build predictive models from data. In the AI era, many roles now include LLM-powered analytics, automated reporting, and integration with generative AI tools. The role has evolved from 'the person who runs SQL queries' to 'the person who builds AI-powered data products.'
Modern data science roles fall into two camps: analytics-focused (insights, dashboards, experimentation) and ML-focused (building predictive models, recommendation systems, NLP features). The best data scientists can operate in both modes. The AI shift means that even analytics-focused roles now involve building automated insight pipelines using LLMs, going well beyond one-off reports.
Across the 3,708 AI roles we're tracking, Data Scientist positions make up 8% of the market. At JPMorganChase, this role fits into their broader AI and engineering organization.
Data Scientist roles remain in high demand, though the definition keeps shifting. Companies increasingly want candidates who can bridge traditional statistics with modern ML and LLM capabilities. The 'pure insights' data scientist role is consolidating into analytics engineering, while the 'build models' data scientist role is merging with ML engineering.
What the Work Looks Like
A typical week includes: analyzing experiment results for a product feature launch, building a predictive model for customer churn, creating an automated reporting pipeline using LLM-powered summarization, presenting insights to stakeholders, and cleaning data (always cleaning data). The ratio of analysis to engineering varies by company, but expect both.
Data Scientist roles remain in high demand, though the definition keeps shifting. Companies increasingly want candidates who can bridge traditional statistics with modern ML and LLM capabilities. The 'pure insights' data scientist role is consolidating into analytics engineering, while the 'build models' data scientist role is merging with ML engineering.
Skills Required
Python, SQL, and statistical modeling are the foundation. Increasingly, roles want experience with LLMs for data analysis, automated insight generation, and building AI-powered data products. Familiarity with cloud data platforms (Snowflake, BigQuery, Databricks) and ML frameworks (scikit-learn, PyTorch) covers most job requirements.
Experimentation design and causal inference are underrated skills that separate strong candidates. Companies care about whether their product changes cause improvements, and can distinguish causation from correlation. A/B testing methodology, Bayesian statistics, and the ability to communicate uncertainty to non-technical stakeholders are high-value skills.
Good postings specify the data stack, the types of problems you'll work on, and the team structure. Look for companies that differentiate between analytics and ML data science. Vague 'data scientist' postings that list every skill under the sun usually mean the company doesn't know what they need.
Compensation Benchmarks
Data Scientist roles pay a median of $192,890 based on 463 positions with disclosed compensation. Senior-level AI roles across all categories have a median of $230,000. This role's midpoint ($120K) sits 38% below the category median. Disclosed range: $95K to $145K.
Across all AI roles, the market median is $217,500. Top-quartile compensation starts at $272,100. The 90th percentile reaches $325,000. For comparison, the highest-paying categories include AI Safety ($300,000) and Research Engineer ($280,000). By seniority level: Entry: $120,000; Mid: $200,000; Senior: $230,000; Director: $272,150; VP: $250,000.
JPMorganChase AI Hiring
JPMorganChase has 88 open AI roles right now. They're hiring across AI Software Engineer, AI/ML Engineer, Data Scientist, AI Product Manager. Positions span Jersey City, NJ, US, Columbus, OH, US, New York, NY, US. Compensation range: $130K - $325K.
Location Context
Across all AI roles, 14% (508 positions) offer remote work, while 3,180 require on-site attendance. Top AI hiring metros: New York (1,045 roles, $220,000 median); San Francisco (810 roles, $277,088 median); Los Angeles (397 roles, $215,000 median).
Career Path
Common paths into Data Scientist roles include Data Analyst, Statistician, Quantitative Researcher.
From here, career progression typically leads toward Senior Data Scientist, ML Engineer, AI Product Manager.
Start with statistics and SQL. Build a real analysis project on public data that demonstrates insight generation alongside model building. The market values data scientists who can communicate findings clearly to business stakeholders. If you want to move toward ML engineering, invest in software engineering fundamentals and production deployment skills.
What to Expect in Interviews
Interviews combine statistics, coding, and business acumen. SQL is almost always tested, often with complex joins and window functions. Expect a case study round where you're given a business problem and asked to design an analysis plan. Coding rounds focus on pandas, statistical modeling, and visualization. The strongest differentiator is how well you communicate insights to non-technical stakeholders during presentation rounds.
When evaluating opportunities: Good postings specify the data stack, the types of problems you'll work on, and the team structure. Look for companies that differentiate between analytics and ML data science. Vague 'data scientist' postings that list every skill under the sun usually mean the company doesn't know what they need.
AI Hiring Overview
The AI job market has 3,708 open positions tracked in our dataset. By seniority: 102 entry-level, 1,705 mid-level, 1,469 senior, and 432 leadership roles (Director, VP, C-Level). Remote roles make up 14% of the market (508 positions). The remaining 3,180 roles require on-site or hybrid attendance.
The market median for AI roles is $217,500. Top-quartile compensation starts at $272,100. The 90th percentile reaches $325,000. Highest-paying categories: AI Safety ($300,000 median, 21 roles); Research Engineer ($280,000 median, 147 roles); AI Architect ($254,798 median, 67 roles).
Data Scientist roles remain in high demand, though the definition keeps shifting. Companies increasingly want candidates who can bridge traditional statistics with modern ML and LLM capabilities. The 'pure insights' data scientist role is consolidating into analytics engineering, while the 'build models' data scientist role is merging with ML engineering.
The AI Job Market Today
The AI job market spans 3,708 open positions across 16 role categories. The largest categories by volume: AI/ML Engineer (2,605), Data Scientist (310), AI Software Engineer (259). These three account for the majority of open positions, though smaller categories often have higher per-role compensation because of specialized skill requirements.
The seniority mix tells a story about where AI teams are in their maturity. Entry-level roles (102) are outnumbered by mid-level (1,705) and senior (1,469) positions, reflecting that most companies are past the 'build a team from scratch' phase and need experienced engineers who can ship production systems. Leadership roles (Director, VP, C-Level) total 432 positions, representing the bottleneck between technical execution and organizational strategy.
Remote work availability sits at 14% of all AI roles (508 positions), with 3,180 requiring on-site or hybrid attendance. The remote share has stabilized after the post-pandemic correction. Senior and specialized roles (Research Scientist, ML Architect) are more likely to be remote-eligible than entry-level positions, partly because experienced hires have more negotiating power and partly because these roles require less hands-on mentorship.
AI compensation is structured in clear tiers. The market median sits at $217,500. Top-quartile roles start at $272,100, and the 90th percentile reaches $325,000. These figures include base salary with disclosed compensation. Total compensation (including equity, bonuses, and sign-on) runs 20-40% higher at companies that offer those components.
Category matters for compensation. AI Safety roles lead at $300,000 median, while Prompt Engineer roles sit at $140,000. The spread between highest and lowest-paying categories reflects the premium on specialized technical skills versus broader analytical roles.
The most in-demand skills across all AI postings: Python (1,890 postings), Aws (1,103 postings), Azure (877 postings), Rag (855 postings), Gcp (631 postings), Prompt Engineering (560 postings), Pytorch (545 postings), Claude (498 postings). Python dominates, appearing in the vast majority of role descriptions regardless of category. Cloud platform experience (AWS, GCP, Azure) is the second most common requirement. The newer entrants to the top skills list (RAG, vector databases, LLM APIs) reflect the shift from traditional ML toward generative AI applications.
Frequently Asked Questions
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